About Momentum Financial Planning

Momentum Financial Planning is a family business that has been operating in Coffs Harbour for over 25 years.
We pride ourselves in being a very personal business and believe continual client contact and being accessible at all times is paramount to both our and our client’s success.
We operate in a professional and confidential manner.
We provide advice which is tailored to our client specific objectives, needs and goals, enabling us to form close, long term partnerships with our clients. We are guided by the knowledge of our client’s personal situation, and this will form the sole basis of our recommendations.

The business has two working directors; Shane Gourley and David Gourley. Both have Advanced Diplomas in Financial Services (Financial Planning).
Support staff includes Kerry Ball (Front Office Manager).
Momentum has achieved an excellent reputation as a high quality supplier of quality financial advice including:
• Financial Planning
• Retirement Strategies
• Superannuation
• Personal Insurance
• Wealth Protection
• Investment Planning
• Estate Planning
• Debt Management

With the bulk of our clients located in the Coffs Coast area, an extensive and growing client base sees us providing advice everywhere between Coffs Harbour, Sydney, Brisbane and Tamworth.

Latest Financial Focus

work test and work test exemption

The Government has recently passed new regulations allowing eligible recent retirees with modest super balances, to make voluntary superannuation contributions for 12 months from the end of the financial year in which they last met the work test.

The ‘work test’ and ‘work text exemption’ are tests that you must meet before you’re eligible to make or receive voluntary super contributions after age 65.

To meet or use the work test exemption, individuals must satisfy the following conditions: – members haven’t been, and don’t intend to be, gainfully employed for at least 40 hours within
30 consecutive days in the financial year the contributions are made. – member’s total superannuation balance with all super providers was below $300,000 at 30 June of the
previous financial year. – member hasn’t previously made contributions to super using the work test exemption.
Declaration for work test or work test exemption

Individuals wanting to make voluntary contributions will need to make a declaration to their super fund confirming they meet the government’s work test or work test exemption requirements.

Additional considerations
 The work test exemption can only be used in relation to one financial year.
 Existing contributions caps (for 2019-20, $25,000 concessional and $100,000
non-concessional) will continue to apply.
 If eligible, individuals will be able to utilise any carry forward of unused concessional
contributions and bring forward arrangements for non-concessional contributions.

See more Financial Focus'

Momentum Financial Planning - Financial Services Guide

Read More

Testimonials

"Securing your financial future is an important decision in everyone’s life and we wouldn’t entrust it with anyone else.  Whether you are a passive or active investor, Momentum provides experienced,..."

Matt & Kirsty, Gold Coast
See More Testimonials

Meet the Team at Momentum

Sara Fitzgibbon

Administration Assistant - Part Time
Team Profiles

Newbrocom Pty Ltd (ABN 39 152 026 330) trading as Momentum Financial Planning is an authorised representative of Charter Financial Planning Limited, Australian Financial Services Licensee Licence number 234665.

 

DISCLAIMER | PRIVACY POLICY | FINANCIAL SERVICES GUIDE
TERMS & CONDITIONS

Momentum Financial Planning is one of a select number of businesses that has been awarded Certified Quality Advice Practice status by Charter Financial Planning. This programme sets an industry benchmark for providing high-quality financial advice. The certification is awarded based on industry qualifications, demonstrated best practise business operations and proven success in meeting the financial planning needs of clients.

© Momentum Financial Planning 2010 - 2019 All Rights Reserved :: Website by Giant Media :: ADMIN