Financial Focus

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Are you sacrificing your own financial security for the sake of your business?

22nd August 2018

We speak with many small business owners who do not pay themselves superannuation. Being self employed means superannuation contributions are not compulsory. Cash flow is... read more

The art of saying no…

15th August 2018

The simple fact is you cannot do everything or be everywhere. As a small business owner, it is okay to be selective on how you... read more

Steps to building wealth…

8th August 2018

Many people will delay taking control of their finances because they don’t have the time, it’s too daunting or they don’t know where to start.... read more

Reversionary Beneficiary

1st August 2018

Would you like your Superannuation Pension to continue as a regular income payment for your beneficiary as opposed to being paid out as a lump... read more

How will Centrelink assess the sale proceeds?

25th July 2018

When someone has sold their residence and intends to purchase another one, the sale proceeds in relation to your Centrelink entitlements can be exempt from... read more

When was the last time you had a holiday?

18th July 2018

Operating a small business can be an all-encompassing experience.  Small business owners are often the first to change or cancel holiday plans because of business... read more

Personal cover through super

4th July 2018

For certain people having insurance through your super makes a lot of sense as premiums are automatically deducted from your super balance. This can be... read more

The Low Income Superannuation Tax Offset (LISTO)

27th June 2018

If you earn less than $37,000 per year, up to $500 of the tax you pay on super contributions is paid back into your super... read more

Still wanted to get money into super before EOFY?

20th June 2018

Spouse contributions – If your spouse or partner’s assessable income is less than $40,000 and you want to make a super contribution on their behalf,... read more

Claim it….

13th June 2018

Assuming you are eligible, would you like to claim a tax deduction on money you have contributed to superannuation this financial year? To claim your... read more