How an NCAP can Work for You

Home > Financial Focus

An NCAP (Non-Commutable Allocated Pension)
allows people aged over 55 to receive an income
from their superannuation benefits whilst still working.
As NCAP’s are not subject to a work test, two
strategies have emerged:
1. Easing into retirement – gradually reducing
your working hours, while supplementing your
income using an NCAP; or
2. Salary sacrificing to provide a super boost and
potential tax benefits – continuing to work full
time while salary sacrificing a portion of your
income into superannuation and replacing it
using an NCAP


"Securing your financial future is an important decision in everyone’s life and we wouldn’t entrust it with anyone else.  Whether you are a passive or active investor, Momentum provides experienced,..."

Matt & Kirsty, Gold Coast
See More Testimonials

Meet the Team at Momentum

Donna Hale

Office Manager
Team Profiles

Newbrocom Pty Ltd (ABN 39 152 026 330) trading as Momentum Financial Planning is an authorised representative of Charter Financial Planning Limited, Australian Financial Services Licensee Licence number 234665.



Momentum Financial Planning is one of a select number of businesses that has been awarded Certified Quality Advice Practice status by Charter Financial Planning. This programme sets an industry benchmark for providing high-quality financial advice. The certification is awarded based on industry qualifications, demonstrated best practise business operations and proven success in meeting the financial planning needs of clients.

© Momentum Financial Planning 2010 - 2019 All Rights Reserved :: Website by Giant Media :: ADMIN