Plan ahead and come home debt free

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Most of us work really hard and look forward to some much needed time off and a vacation. However, coming home with a maxed out credit card that takes the next year to pay off can really spoil the whole experience.

With a little forward planning, you can come home from your holiday’s debt free and nothing but great memories.

Most of us generally have a pretty good idea of when we can get time off work, and for how long we can take off. The internet makes it really easy to work out how much everything will cost for a holiday, well in advance. Not only does planning ahead allow you to work out costs, it might also mean you can take advantage of some amazing deals on flights or accommodation when they become available. Online travel and booking sites are easy to use and you will know exactly what you are getting and how much it will cost.

Set up a separate savings account and start putting aside a set amount each pay.

Before booking, crunch the numbers and work out if the trip you have planned is affordable? And don’t forget travel insurance for the peace of mind.


"We have been with Momentum Financial Planning for over 8 years now and have always received quality financial advice. The guys are easy to talk to and make even the most..."

Greg & Ann, Coffs Harbour
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Meet the Team at Momentum

Shane Gourley

Director / Financial Planner
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Newbrocom Pty Ltd (ABN 39 152 026 330) trading as Momentum Financial Planning is an authorised representative of Charter Financial Planning Limited, Australian Financial Services Licensee Licence number 234665.



Momentum Financial Planning is one of a select number of businesses that has been awarded Certified Quality Advice Practice status by Charter Financial Planning. This programme sets an industry benchmark for providing high-quality financial advice. The certification is awarded based on industry qualifications, demonstrated best practise business operations and proven success in meeting the financial planning needs of clients.

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