Personal risk insurance is an essential part of your financial plan that can protect you and your family from financial hardship caused by unexpected events. What would happen if you were injured, fell ill or died? No one likes to think about it, but have you considered whether your family would be protected financially – Who would meet your mortgage repayments and help support your family?
Momentum will assist you to identify your risks and implement a cost-effective risk management program that has been developed with your specific circumstances and requirements in mind. Insurance areas covered include:
Momentum will consider the appropriate ownership structures, tax issues and insurers. We have access to a range of products from all major insurance companies to ensure the policy is appropriate for your circumstances and the premiums are competitive. You can even have most insurance types through your superannuation account to reduce the impact on your cash flow.